New HSA Rules Take Effect January 1, 2026

Turn the 2026 HSA Rule Change Into Your Biggest Growth Opportunity

Patients can finally use HSA funds for DPC memberships starting January 2026. DirectCareOS handles the compliance, payments, and patient enrollment—so you can focus on medicine.

DirectCareOS Dashboard

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Be among the first to experience DirectCareOS when we launch before 2026

Join 500+ physicians preparing for 2026

Join 500+ DPC physicians preparing for 2026

The 2026 HSA Rule Change Is a Game-Changer

Starting January 1, 2026, patients can use HSA funds to pay for DPC memberships (up to $150/month individual, $300/month family). But staying compliant while maximizing this opportunity requires new infrastructure.

Stay Compliant

Automatically ensure your fees stay within IRS caps and generate compliant receipts

Process Payments

Accept HSA/FSA cards seamlessly with built-in eligibility verification

Grow Faster

Attract and enroll patients with automated tools and education

Four Powerful Modules, One Platform

DirectCareOS is designed to handle every aspect of the new HSA/DPC landscape

Compliance Core

Automated compliance engine that keeps you safe

  • Fee-Cap Engine: Automatically detects if plans exceed IRS limits
  • Smart Receipts: Generate IRS-compliant documentation instantly
  • Change Watcher: Stay updated with automatic rule monitoring

Payment Gateway

Seamless HSA/FSA payment processing

  • HSA Verification: Validate eligibility before processing
  • Automated Billing: Recurring charges with zero manual work
  • Instant Deposits: Get paid faster with optimized processing

Patient Enrollment Suite

Convert prospects into enrolled patients

  • HSA Calculator: Show patients their savings potential
  • Embeddable Widgets: Add enrollment tools to your existing website
  • Email Campaigns: Automated patient education sequences

Practice Optimization

Data-driven insights to grow your practice

  • Revenue Analytics: Track HSA adoption and revenue impact
  • Patient Insights: Understand enrollment patterns and behavior
  • Benchmarking: Compare your practice to industry standards

You Didn't Go to Med School to Become a Compliance Expert

The 2026 HSA rule change is a massive opportunity—but it comes with complexity. Fee caps, IRS documentation, HSA verification, patient education... it's a lot. DirectCareOS handles all of it, so you can focus on what you do best: caring for patients.

Without DirectCareOS

  • ❌ Manual compliance tracking
  • ❌ Risk of IRS violations
  • ❌ Slow patient enrollment
  • ❌ Payment processing headaches

With DirectCareOS

  • ✅ Automated compliance
  • ✅ Zero compliance risk
  • ✅ Fast patient growth
  • ✅ Seamless payments

Simple, Transparent Pricing

Choose the plan that fits your practice size

Solo Practice

$79 /month

Perfect for independent physicians

  • All 4 modules included
  • Up to 200 patients
  • Email support
Most Popular

Group Practice

$149 /month

For practices with multiple physicians

  • All 4 modules included
  • Up to 1,000 patients
  • Priority support
  • Multi-user access

Enterprise

Custom

For large practices and networks

  • All features + custom integrations
  • Unlimited patients
  • Dedicated account manager
  • White-label options
First Month Free - No Credit Card Required

Frequently Asked Questions

What exactly is DirectCareOS?

DirectCareOS is an integrated platform that helps Direct Primary Care (DPC) practices navigate the 2026 HSA/DPC rule changes. We automate compliance tracking, payment processing, patient enrollment, and practice optimization—so you can focus on patient care instead of administrative complexity.

How does it help with the new HSA rules?

Starting January 1, 2026, patients can use HSA funds for DPC memberships (up to $150/month individual, $300/month family). Our Compliance Core automatically ensures your fees stay within IRS limits, generates compliant receipts, and monitors regulatory changes—eliminating compliance risk.

Do I have to replace my existing practice management software?

No! DirectCareOS is designed to complement your existing systems, not replace them. We integrate with your current website and workflows through embeddable widgets and APIs. You keep using what works and add HSA-specific capabilities on top.

Can DirectCareOS work for specialty practices too?

Yes. The Platform is built for any DPC practice, regardless of specialty. The compliance engine adapts to your fee structure, and the enrollment tools work for any patient population. We support family medicine, internal medicine, pediatrics, and specialty DPC practices.

What happens if the rules change after 2026?

Our Change Watcher module continuously monitors IRS and regulatory updates. When rules change, we automatically update the compliance engine and notify you of any required actions. You'll always stay compliant without manual tracking.

How quickly can I get started?

Most practices are up and running within 48 hours. Our onboarding team helps you configure your fee structure, integrate with your website, and train your staff. The first month is free, so you can test everything risk-free before committing.

Ready to Transform Your Practice?

Join the waitlist today and be among the first to experience DirectCareOS when we launch before 2026

Join the Waitlist